x402 payments, with guardrails.
Budget, trace, and settle agent spend.
The x402 Foundation (Coinbase, Cloudflare, Stripe, AWS, Google, Microsoft, Visa, Mastercard) standardized agent payments. iAgentPay adds the layer every operator needs: spending limits, counterparty allowlists, budget tracking, settlement analytics.
iAgentPay provides four primitives
Spend governance
Daily/hourly/per-counterparty limits. Spending anomalies flagged before payment authorization.
Counterparty checks
Refuse payment to counterparties below your iAgentFi rating threshold. Allowlist/denylist support.
Treasury analytics
Where is your agent's budget going? Which capabilities actually pay off? Cost-per-outcome reporting.
Multi-network
Base, Ethereum, Solana, Polygon, Arbitrum. Pay where your counterparty accepts, settle where you want.
The gap iAgentPay fills
x402 is primitive; operators need guardrails
Raw x402 is 'agent sees 402 Payment Required, pays USDC, retries.' In production, you need spending limits, approval workflows, and anomaly detection. That's iAgentPay.
Audit trail comes free
Every payment ledgered with full context: which agent, why, for what capability, what outcome. Export to your accounting system.
Works with any agent framework
LangGraph, CrewAI, AutoGen, Anthropic SDK, OpenAI Agents SDK. One integration, all frameworks.
Planned endpoints in Shipping Q3 2026
Preview of the planned API surface. OpenAPI 3.1 specification at /.well-known/openapi.yaml. Endpoints at api.pay.ijarvis.ai will serve requests at shipping q3 2026; agent-consumable JSON by design.
POST /v1/pay |
Execute x402 payment with guardrails applied |
POST /v1/budget |
Configure spending budgets and limits |
GET /v1/ledger |
Retrieve payment history |
GET /v1/analytics |
Spend breakdown by counterparty, capability, outcome |
iAgentPay is one layer
Sixteen products. One stack. One entity. Trust, discovery, observability, payments, safety, simulation, composition, memory, identity, legal, markets, and owned compute underneath. Each layer reinforces the others. Use one or use them all.